Last updated: April 2026 — Liam Hartley, Marna Biz

Terms of Use

Acceptance of Terms

By accessing or using the marnabiz.com website, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree to these terms, please do not use this website.

Informational Purpose Only

The content on marnabiz.com is provided for informational purposes only. The website does not provide any financial, legal, or other professional advice. All information is intended to be general in nature and may not apply to your specific circumstances.

No Liability

Liam Hartley and marnabiz.com shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of the use of or inability to use the information on this website. This limitation of liability applies even if Liam Hartley or marnabiz.com has been advised of the possibility of such damages.

Age Requirement

You must be at least 18 years of age to access and use marnabiz.com. By using this website, you represent and warrant that you are of legal age to engage in the activities described on this site.

Intellectual Property

The content, design, and all intellectual property on marnabiz.com are owned by Liam Hartley and are protected by copyright, trademark, and other intellectual property laws. You may not modify, copy, distribute, transmit, display, reproduce, or create derivative works from the website without the prior written permission of Liam Hartley.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of Australia, without giving effect to any principles of conflicts of law.

YMYL Disclaimer

The content on marnabiz.com is for informational purposes only and is not intended to be a substitute for professional financial, legal, or any other type of advice. Liam Hartley and marnabiz.com do not provide any financial, legal, or other professional services. All information provided is general in nature and may not apply to your specific circumstances.

Content Author and Editor

Liam Hartley is the content author and editor of marnabiz.com. He is responsible for researching, writing, and curating the information on the website.